When you are in a struggle to make minimum payments on your
unsecured debt, you must look at all your options to determine which
option is going to free up your cash flow problem.
Debt Amount Pay Back (Including Principle & Interest)
How Long Will It Take
Number of years to pay off a credit card balance based on 19%
interest and a minimum monthly of 2.1% of the outstanding balance.
Most cards require a minimum monthly payment between 2.0% and 2.4%
of the outstanding balance.
Source: CNN Money