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Q: Can you settle your debt on your own?

• Sure you can, but we would not recommend it. You may be able to make your own plumbing repairs or install your own computer network, but most people don't have the time or expertise to deal with it.

• Creditors deal with thousands of people who are in financial difficulty every day and have a vast array of sophisticated (and some rather blunt) methods of intimidating you into financial arrangements you cannot keep.

• The settlement process is usually very emotional and stressful, especially when you are the one being attacked by collectors over the phone. Most people prefer to leave these tasks to experienced people who earn their livelihood doing that particular kind of work.

• We have a staff of debt negotiators whose only job is to negotiate the settlement of unsecured debt, every day, five days a week. By letting MDS do what we do best, you will get better settlements with a fraction of the stress.

• MDS knows how to deal with creditors and have in-depth knowledge about how these institutions work. We can potentially save you thousands of dollars and free you from a considerable amount of stress.

 

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