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Q: So what does the program cost and how do you get paid?

A. Our fees are very competitive, are based on a percentage of your overall debt, and consist of an enrollment fee and a service fee. We earn our enrollment fee as follows: when we perform a budget review, analysis of your accounts, and file setup; when we have prepared initial correspondence for the client to send to the contracted creditors directly, and when we send the program kit to the clients. The service fee is earned as we engage creditors for settlement, handle creditor calls and communication, negotiate a settlement of your contracted accounts and administer the settlement and funding arrangements. If Mutual Debt Solutions is unable to settle an enrolled account, MDS will refund back to you, an amount equal to the service fee charged on that particular account balance at initial enrollment.
 

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