A. Mutual Debt Solutions does not advocate that any
person default on their debts. This program is not designed to
negotiate debts for people who have reasonable means to pay off
their debts. If you have the ability to pay your debts in the normal
fashion, by paying minimum payments, then you should honor your
debts and do so. This program is NOT for people who are gainfully
employed, have high credit ratings and can meet their monthly debt
obligations.