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Q: Who is responsible for the savings fund necessary to settle my debt?

A. You are responsible for your own savings account. A savings account is set up and maintained by you. The program requires that you make a deposit into this savings account during each month of the program. However, this monthly deposit will be considerably less than the total monthly payments you are currently making. When you have accumulated funds sufficient to settle an outstanding debt, you will notify us to begin the settlement process. After a settlement has been agreed upon, you will receive a letter from your creditor signifying the dollar amount needed to settle your debt. The funds from your savings account will be used to send your creditor a certified check or money order to settle your debt. This is the preferred method for our clients, because you have complete control of your own savings account. Additionally, you have the last word in the settlement process. By this we mean that no settlement can be completed unless you send the check. Additional details will be provided upon enrolling in the program.
 

 

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